1st Credit Repair Myth Credit Companies Don’t Want You to Know

Today is Day 13 of 30 Day Credit Tips: Myth #5: It is illegal or immoral to have the information on your credit report altered or removed. As I talk to my clients one of the biggest topics we discuss is " Is it illegal to have information altered or removed off my credit report"?  The answer is "NO"!

12th Day of 30 Day Credit Tips: Identity Theft

Today is the 12th day of your 30 day credit tips: Identity Theft. Did you know identity theft happens every 2-3 seconds. According to 2016 reports an estimated 15 million consumers were affected by identity theft. 1 in 19 consumers are affected by identity theft.

11th Day of 30 Day Credit Tips: Medical Bills

Medical bills are the leading cause of bankruptcy according to many financial sources. Unfortunately, many people neglect their medical bills without realizing the impact that those unpaid bills could have on their credit score.

Day 6 of 30 Day Credit Tips – How Often Should You Check Your Credit Report?

Make it a habit of checking your credit reports on a consistent basis. This is the only way to pinpoint inaccuracies, incomplete information and mistakes on your credit reports. Once you know what's on your credit reports you can address them.

Day 10 of 30 Day Credit Tips – Credit Score Statistics

2017 the US has a population of 326, 474,013 million people. (http://www.worldometers.info/world-population/us-population/)

Day 9 of Day 30 Credit Tips – Alternatives to Filing Bankruptcy

Today is Day 9 of Day 30 Credit Tips on Alternative to Filing Bankruptcy. I have had a lot of individuals ask me whether they should file for bankruptcy so I want to provide some alternatives to filing for bankruptcy. Obtain a second job in order to pay down your credit card debt. Work directly...

Day 8 of 30 Day Credit Tips – 4 Type of Bankruptcy

The four types of Bankruptcy are Chapter 7, 11, 12, & 13.

Day 7 of 30 Day Credit Tips – How Bankruptcy Affects Your Credit Score…

Chances are if you seriously considering bankruptcy your credit score may already be in bad shape. Bankruptcy will remain on your credit report up to 10 years. Bankruptcy negatively affects your credit score, here's why:  

Day 5 of 30 Day Credit Tips – What is Bankruptcy?

I've had several inquiries on bankruptcy and decided to give you some insight into what bankruptcy is in case you are thinking of this as an option.